DSCR & Commercial Funding: Book 1 + Excel Toolkit

The full Book 1 plus five Excel tools to size loans, compare offers and plan funding.

The complete Book 1 package: the book, the printable worksheets, and five Excel tools that do the math for you.

DSCR and Commercial Funding Made Simple teaches you to read a rental or commercial deal the way a lender does. Follow three fictional investors, Dana, Marcus and Priya, as they buy, refinance and analyze deals with every number shown step by step. Then run your own numbers in the same tools.

The Excel Toolkit (5 spreadsheets)

DSCR Calculator: 1–4 unit (rent ÷ PITIA) and 5+ unit (NOI ÷ debt service) tabs, a Work Backward section for required rent and maximum loan, a rate Sensitivity tab and a Loan Sizing Grid (LTV, LTC, DSCR and debt-yield limits side by side)
Purchase vs. Refinance Planner: total cash to buy, or cash to borrower, PITIA and DSCR on a cash-out refinance
Real Estate Funding Selector: answer simple yes/no questions to see which funding types are worth discussing with a lender
Deal Comparison Worksheet: compare deals and loan proposals by total cost over your hold, not just the rate
90-Day Funding Action Planner: a week-by-week plan to get lender-ready

Also included

The full book in PDF (149 pages) and EPUB: 12 chapters plus the Choosing the Right Funding guide to 13 funding types, 18 diagrams, checklists and knowledge checks with an answer key
Worksheets and Checklists pack (printable PDF) plus plain-text worksheets

Every tool comes filled in with a worked example (the calculators match the book’s numbers), so you can see how it works before entering your own. Yellow cells are inputs; everything else calculates.

Who it's for: new and growing rental investors, small commercial buyers, funding consultants and referral partners.

For educational and study purposes only. Not legal, tax, investment or lending advice, and not a loan offer. Spreadsheet results are estimates based on your assumptions. All examples are fictional. FAAS Funding is a loan broker, not a lender. Copyright © 2026 FAAS Funding LLC. All rights reserved; licensed for one buyer's personal study.