Foreclosure & Surplus Funds: Book 4 + Toolkit

The complete Book 4 package: the book, the printable worksheets and Foreclosure Research Checklist, and two Excel tools for auctions and case management.

Foreclosure and Surplus-Funds Research teaches you to research sales ethically, set a maximum bid and keep it, buy bank-owned property carefully, and run surplus-funds cases inside the rules, without ever selling "rescue" or asking anyone for money up front. Follow a fictional investor and a fictional researcher with every number shown step by step, then run your own numbers in the same tools.

The Excel Toolkit (2 spreadsheets)

• Auction Maximum Bid Calculator: works from your value estimate, repairs with contingency, items that may stay with the property, holding, possession and financing costs and your cushion to a maximum bid and walk-away bid, with Cash Needed and Sensitivity tabs
• Surplus-Funds Case Tracker: one row per case with verification status, three compliance checkpoints, your letter limit, the claimant's own choice and next actions; flags for missed steps; a Do-Not-Contact Log; and a Summary tab. It has no fee, percentage or recovery-amount features

Also included

• The full book in PDF (157 pages) and EPUB: 12 chapters plus the Choosing the Right Funding guide (9 funding types), 15 diagrams, checklists and knowledge checks with an answer key
• Worksheets and Checklists pack (printable PDF, including the Foreclosure Research Checklist) plus plain-text worksheets

What you'll be able to do

• Research foreclosure sale records ethically
• Treat homeowners with respect and point them to their servicer, a HUD-approved housing counselor and an attorney
• Set a maximum bid for a property you cannot enter, and keep it
• Evaluate bank-owned (REO) purchases and compare funding paths
• Run surplus-funds cases with compliance checkpoints and no advance fees

Who it's for: investors who buy at foreclosure sales or bank-owned property, public-records researchers, and people studying surplus-funds case management who want to stay inside the rules.

For educational and study purposes only. Not legal, tax, investment or lending advice. Does not offer or promote foreclosure rescue, relief or loan modification services, and promises no purchase, recovery or result. Foreclosure-consultant, equity-purchase and surplus-funds fee, assignment and contact rules are restricted, and in some states prohibited; check with a qualified attorney. No contracts, claim forms, letters or templates are provided. Spreadsheet results are estimates based on your assumptions, not appraisals, and policy settings are your own choices, not legal rules. All examples are fictional. FAAS Funding is a loan broker, not a lender. Copyright © 2026 FAAS Funding LLC. All rights reserved; licensed for one buyer's personal study.